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Keeping Your Identity a Secret

Shoulder surfing, dumpster diving and phishing, actions performed by criminals that invade, violate and steal a person's identity. Each year millions of consumers have their identities stolen. The result is time consuming and costly; on average victims spend close to 30 hours and up to $500 cleaning up their personal information after a theft, according to the Federal Trade Commission (FTC).

There are several actions you can follow to prevent yourself from becoming a victim of identity theft. Following the recommendations below, courtesy of Universal Protection Service, is the first step to taking a proactive approach to securing your identity.

However, if the unfortunate does happen and your identity is stolen it is important to react quickly.


Feeing frenzy: Fight the bite

Pesky and bothersome, yet sometimes necessary, they are the fees attached to services that often leave consumers fuming or scratching their heads.

It seems there is a fee for nearly every type of transaction these days, and many are misunderstood or simply unexpected. Worse, the cost of buying a product or service sometimes turns out to be more than advertised.

What are they, and why should you have to pay them? It's less a case of buyer beware than of buyer be educated. Denver Post staffers put forth some of their favorite peeves that are as annoying as they are expensive.

Debit-card fees

What are they? Fees tagged to your ATM/debit card for any transaction other than .


3-Year-Old Dies From Injuries One Month After Van Crash

OSCEOLA COUNTY, Fla. -- A 3-year-old girl died one month after a crash that trapped her underwater for several minutes.

SLIDESHOW: Images From The Scene Of The Crash

Niomy Rivera died over the weekend from injuries sustained when a van went off 192 and World Drive and sank in a pond last month.

Rivera was in the vehicle with her mother, two brothers and a family friend. Her younger brother, 1-year-old Derek Rivera, remains under close medical care.

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